The year is 2007 and 20 percent of the state of California is employed in real estate. Banks are on a hiring frenzy when hotshot mortgage broker, Devin Weiss lures the financially burdened Jason Kelley into this world of financing other people's dreams. He convinces Jason that cheaters prosper in this business and that everyone is doing it, from the appraisers to the bond traders. Jason throws his moral compass to the wind and heads to a convention in Las Vegas, where he learns his new world is booming on a foundation of quicksand.